Are Incontinence Products Covered by Medicare?

There are currently about 44 million people in the U.S. enrolled in Medicare. One common question that we are asked on a regular basis is if Medicare will cover incontinence products.

Despite the number of people across the country who live with incontinence, unfortunately, traditional Medicare does not cover any incontinence supplies like adult diapers or bladder control pads. However, depending on your financial circumstances and the type of medical insurance you choose, the cost of incontinence essentials may be reimbursed or at least be a tax-deductible expense. Here are the options that may be available to you.

Medicare Advantage Plans

Although Medicare doesn’t cover incontinence supplies, in many states some of the Medicare Advantage plans offered by commercial/private insurance companies, like United Healthcare and Blue Cross Blue Shield, do provide some coverage for these supplies. Usually you’ll need to purchase qualified items through an eligible provider, a company that has been approved to handle claims and will often process them for you. ActivStyle is one such company that may be able to help you with incontinence supplies if they are included in your plan.

Keep in mind that there may be limits to how much incontinence product is covered each month. The limits vary by plan, but are often between 200 and 300 briefs or diapers each month. The types of products that are covered may also vary by insurance plan. Some insurance companies divide incontinence products into different categories. According to one major health insurer, underpads (chux) are only covered if you also need diapers or briefs.

If you are on Medicare and your products are not covered by a Medicare Advantage Plan, Rely Medical Supply can assist you with affordable and quality products to help you manage your incontinence. We have products to fit every budget level and need. Check out our online store for options that include adult pullups, adult diapers, bladder control pads, underpads, wipes, and gloves. If you have questions, our friendly and compassionate representatives are available from 8am to 5pm central time by calling toll free at (888) 529-2308.